This month we asked a long-time friend of FestivalNet, ACT Insurance Program, to discuss the benefits of having liability insurance as an artist. We think you'll find this article very helpful and informative.
Speaking of great articles, do you have something you'd like to write about for FestivalNet? If you have a topic you'd like to see covered, or an article you feel would be helpful to our readers, please get in touch! You can email me directly at firstname.lastname@example.org.
FNO Newsletter Editor
3 Reasons Why You Should Obtain Liability Insurance
by the ACT Insurance Program writing team at actinspro.com
Community events such as art shows, craft fairs, and others offer opportunities for professional artisans to promote their business. As insurance experts who work with artists and crafters, we understand how important these events are, but we can also foresee the problems an artist or crafter might run into if they do not have appropriate liability insurance.
What is liability insurance? Liability insurance provides protection to the the policyholder in the event that they are determined responsible for damages caused by some form of negligence on their part. These liabilities can include damage to a third-party's property or to a third-party's person. Even the most careful and responsible vendors risk being held liable for an accident involving their business.
Here are three reasons why artists and crafters should have liability insurance before heading to their next event:
1. Liability insurance is a requirement for most arts and crafts shows.
Whether it's because of local law regulations or a precaution the event managers are taking, if an event lists liability insurance as a requirement, then vendors will be required to get coverage before setting up a booth at the event.
Another important thing to know is that events may also (and often do) require an insurance policy that covers not just the vendor and their business, but also the event's name and location. This kind of requirement is what's called listing the event as an additional insured. Having an additional insured on a policy simply means that the policy extends to the listed person or organization, to which they are protected from lawsuits caused by the policyholder's actions.
What's New at FestivalNet??
Here at FestivalNet, we're always striving to reach new heights with our service, and to provide innovative new features for our members. We love spreading the news about our new features and the goals we've accomplished on our What's New at FNO? page.
So if you're ever wondering what we've been up to, and what new features you can check out in your account feel free to stop by and take a look!
Vote for Change
Do you think it would be a good idea to add a vacation setting for Marketplace Shops? This is the newest topic up for voting on our FestivalNet Wishlist
This proposed setting would allow you to put your FestivalNet shop on "vacation mode," disabling sales while you're out and about, while still letting your visitors know that you'll be back soon! Vote for this and other ideas on our vote for change page!
Let Us Pay You!
We will pay you $5 for every new paid member you send our way. You can make money by simply telling others about FNO. Refer two friends, get $10, refer four, get $20... Take the cash or apply your earnings toward next year's renewal! We have tons of widgets to choose from on our new Affiliate page, and have made it easier than ever to use.
You can also access this page in your account by clicking on My Account, then click on your listed affiliate number.
Word of mouth is the best form of
advertising, and we'd like to thank you for spreading the word about FNO. You could be earning
extra cash just by referring fellow vendors or festival participants to FNO.
Quick info about our affiliate program:
Be sure to hand people your business card or a custom FNO Affiliate Flyer
when you refer them to be sure you get credit when they join as a Pro Member. If you want to
learn more, go here - where you can print your own flyers to hand out.
- We pay $5 for each new pro member you send our way.
- We pay quarterly via Paypal.
- You may apply your affiliate credit towards next year's renewal.
- Referrals can come in via word of mouth or through special tracking links you use in
emails or online.