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Festivalnet Dot Com blog

Top 10 Insurance Mistakes

By Festivalnet Dot Com, Posted 10/17/18 14:19:52

Top 10 Insurance Mistakes for Food Trailers and Trucks
By Joel Paprocki for insuremyfood.com

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Let's run through the most common mistakes mobile food business owners make when they purchase insurance – as well as tips on how to avoid them.

  1. Buying The Lowest Price Policy You Can Find

Choosing low-cost insurance can – ironically – end up costing you a lot of money. Many low-cost policies have a very small list of claims they cover. 

image via william krause

Since insurance companies are continually pressured to lower prices, they're also forced to reduce plan benefits. This hurts the relationship between insured and insurer, especially when claims are filed that aren't covered by the plan. Don't just jump at the lowest price – jump at the plan and agency that fits you best.

  1. Paying Extra For Additional Insurance Certificates

Commissary kitchens, landlords, event managers, and city health departments often require that you present them with additional insurance certificates. 

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