Your goals are our priority, and we exist to help you reach them. As a not-for-profit financial institution, we're different from a bank because our members are our owners (people who live, work, worship, attend school, or volunteer in the Greater Twin Cities Community℠ of Minnesota). Our profits are returned as competitive rates, higher investment returns and fewer fees. Working together, we share our 90+ years of experience & understanding to guide our members toward lifelong financial well-being.