Supplemental insurance coverage that provide cash benefits in times of need. Insurance coverage designed to help replace income:Life,Short-Term Disability,also help with Serious Health Events-Cancer/Specified-Disease,Specified Health Event(Critical Care & Recovery,Accident,and Help with Medical Expenses- Hospital Confinement Indemnity/Hospital Intensive Care/Sickness Indemnity,Dental,Vision. Employer Advantages-How Aflac helps you get a handle on benefits, No Direct Cost,Ease of Administration, Flexible Plans, Employee Satisfaction. Employee Advantages- Freedomof Choice,Affordable Coverage,Employee-Owned Policies,Service After the Sale,Claims