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Turning Your Artistic Hobby into a Business

posted February 12, 2015

Turning Your Artistic Hobby into a Business

Rosalind Resnick Facebook Twitter More...

 

 

 

art fairWhen Terry Speer was a struggling art student in the 60s, he put himself through college by selling his prints and paintings at local art shows. In 1979, after eight years as an art professor, Speer left academia to do the show circuit full time with his wife, Deborah Banyas, a fellow artist and quilt maker.

 

"I had tenure and benefits," Speer recalls, "but I was miserable. I thought, 'Why am I torturing myself as a professor when I can have more fun doing this and make more money?'"

 

Speer hasn't looked back once. Today, he and Banyas run a homebased business selling their whimsical mixed-media sculptures at art festivals and craft shows around the country, including the recent Coconut Grove Arts Festival in Miami where they rang up sales of several thousand dollars over the three-day Presidents' Day weekend. Despite an estimated $3,000 in travel and other miscellaneous costs, Speer and Banyas ended up making a tidy profit. Then they packed up their truck and headed home to Oberlin, Ohio, where they stayed for less than a day before traveling to another show in Baltimore.

 

"This isn't an easy way to make a living," says Banyas, who estimates that the couple exhibits at 12 shows a year. "You've got to be willing to drive a truck and get up at four in the morning."

 

Still, Speer and Banyas can't see themselves doing anything else. And they're not the only ones who feel that way. Though it's impossible to know how many artists and craftspeople sell their wares full or part time at shows and festivals, their numbers appear to be growing as crowds turn out by the thousands to buy paintings, sculptures, woodwork, metalwork, glasswork and jewelry and to meet the artists and craftsmen who make them. And as Speer and Banyas have discovered, there's real money to be made. Last year, the Coconut Grove festival drew more than 150,000 visitors who purchased approximately $4 million in artwork from more than 330 exhibitors over the course of the three-day show. (Figures for this year's show were not available at press time.)

 

 

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How to Label Your Portfolio Images

posted February 12, 2015

How to Label Your Portfolio Images

Harriete Estel Berman Facebook Twitter More...

 

artWhen you're submitting an application, an unlabeled CD may become useless without the artist's name. It may not be shown, it may not be returned. It might be thrown away.

 

Always label your images EXACTLY according to the instructions specified in the prospectus. Follow the instructions for labeling your digital images. Some programmers prefer all lower case letters or an application might specify an entry number as the file name. Use only periods(.) or underscore(_).

 

If not specified differently, digital Images should be titled with last name, first initial and a short description. If all your images start with the same letters, they will automatically organize themselves as a group every time they are loaded or reloaded on a computer or disc. For example:

BermanHredbrace.jpgBermanHbluebrace.jpgBermanHbluebr.close.jpgBermanHblue_br.jpg

 

Avoid sticking labels on your CD that can jam, get stuck, or throw the disc off balance. Write with a Sharpie in the clear center of your disc, or use one of those special pens for writing on CDs.

 

IMAGE LABELING INFORMATION FOR SLIDES:

 

Slide mounts should look neat, conforming to the prospectus instructions. The slide film can be removed from your slide mount and inserted into a new slide mount for new labeling according to the instructions. Fine point Sharpie works the best on plastic mounts. If the instructions do not require your name on the front (for example, some shows use a number system) try to put your name in some other area that does not require information (like on the back.)

 

Information to appear on your slide label may include:

 

  • TITLE of the artwork
  • Date of artwork
  • Dimensions: height, width, depth
  • Materials/Media (example: Type of print, acrylic, wood with decoupage, glitter)
  • Sometimes "media" simply means your craft-jewelry, ceramics, etc. Better check to make sure you know how much information they want.

 

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Social Media Netiquette for Successful Artists

posted January 15, 2015

Social Media "Netiquette" for Successful Artists

John R. Math Facebook Twitter More...

 

artAre you marketing and branding your art through social media and getting the results that you desire? Have your efforts in social media so far been worthwhile? Do you feel comfortable in establishing your presence in this new medium? Are you up-to-date on the effectiveness of this media? If you said “no” to any of the above questions then it may be time for you to brush-up on your social media "netiquette" as your effectiveness may be improved by adhering to the unofficial rules social networking.

 

In social media try to develop connections and relationships with people rather than advertising, promoting, selling something and by spamming people. People want to be educated, engaged and informed by you, rather than being “sold” by you.

 

When reading an interesting post about your art share it with your followers, friends and in your networks. By doing this, your followers will remember you, follow you more closely because of your attention and begin to connect with you.

 

Always be upbeat, positive and helpful with your followers, friends and networks. Remember that "social networking" is a tool that is used to develop relationships and contacts that are related to you in the art business. Do not just send posts and announcements about selling your artwork to your followers as this may be considered as spam and it will cause people to drop you, unfollow or eventually block you. Send interesting posts related to the art world and people will look forward to your posts, Tweets and updates.

 

Do not send negative or offensive posts, Tweets and updates. You are trying to meet people and build a following. Remember, this is called social media and people want to follow an upbeat and positive person. In addition, whatever you say, write or post will follow you forever, so think twice before you post!

 

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What's Wrong with 'American Idol'?

posted January 15, 2015

What's Wrong with 'American Idol'?

Bob Baker Facebook Twitter

 

 

positive attitude

 

It's one of the most popular TV shows of recent years, drawing tens of millions of viewers every week. Even I admit, American Idol is fun to watch. The show provides all the elements of good pop culture entertainment: passion, emotion, the thrill of victory, the agony of defeat, dreams attained and lost...

 

So, what's wrong with American Idol?

 

Considering it's lumped into the "reality" TV category, the show is doing a great disservice to aspiring musicians (and the public at large) by distorting perceptions of how the music business really works. It sends an outdated message of "dependence" on the industry vs. the more realistic "independence" that artists have today to control their own careers.

 

The Talent Discovery Myth

 

Instead, labels look for artists who are already developing themselves, attracting fans, and selling CDs on their own. There's less risk with an act that has a track record.

 

Also, the American Idol auditions, in particular, create the illusion that most aspiring musicians lack talent and are delusional, struggling and starving. In reality, there are thousands of talented performers across the country who make good money, have hundreds of devoted fans, and are steadily building careers.

 

Here's just one example of this modern reality: Over the past seven years, the web site CD Baby has sold more than $12 million worth of CDs (1.3 million units) by independent, unsigned acts. A tremendous amount of quality music is being produced and sold outside the mainstream.

 

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Important Questions to Ask When Researching Food Concession Venues

posted January 14, 2015

Important Questions to Ask When Researching Food Concession Venues

the Writing Team at Food Service Warehouse Facebook Twitter More...

 

 

When you contact local venues and organizations about applying to be one of the food concession vendors, there are many questions to bear in mind. Below is a list of helpful questions that you will want to be sure and ask the event coordinator before you decide whether or not an event is right for your business.

 

The No-Brainer Questions:

 

These are the questions that everyone will ask. Before you begin asking about any other aspects of the event, confirm that dates and location of the event are correct. Once you have done this, you can move into more specific questions.

 

The Basic Questions:

 

These are questions that will give you answers that are important to know such as attendance, fees and other charges.

  • What is the expected attendance? This is quite possibly the most important question to ask as this will give you an idea of how many customers you can expect to visit the event. If you are speaking with a event that is having its first season, ask for a reasonable estimate based on the organization’s research.
  • How many other food vendors are participating? You will need to know how many competitors you are up against. If there are too many vendors, your profits will not be worth the time you invested. However, if there are too few, you run the risk of being inundated with customers and running out of supplies.
  • What are the event’s hours? Finding out what the event’s hours are will tell you whether the event is right for your concession business or not. If the event is held in the earlier hours of the day and ends before lunch, it is best not to book that venue if your primary menu items are served in the afternoon.
  • Will admission be charged? If the organization behind the event is charging admission, attendees will be slightly less likely to spend money on concession food because they feel as though they have already spent enough just by entering the event.
  • What is the space fee and how is it charged? Even moderately small events will charge a space fee, and it is critical to find out how much it is, whether it is a flat fee or a percentage of total sales. If it is a flat fee, find out how the fee is calculated. If the fee is based on a percentage of sales, obtain the percentage and the deposit required to book the space.

 

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The Basics of Promoting

posted January 14, 2015   category » Small Business Resources

The Basics of Promoting


  Properly marketing your event is the most important step to filling those seats, and getting your event off the ground. Let these tips help you get started with your promotional tactics:

 

Promoting events

 

  • Create a Contest: Offer your attendees a chance to win something by attending your event. You can easily start this competition online, and announce the winners with a ceremony at your event.
  • Cross-Market: The more audiences you can reach, the better. Find someone that has an event or business that is related to yours, but not in direct competition, and cross-promote between the two organizations. This is a relationship you can both benefit from.

 

 

Read more here!

 

Networking with Artists

posted December 11, 2014

Networking with Artists

Carolyn Edlund Facebook Twitter More...

 

The other evening I had dinner with two artists. One was visiting the area, searching for galleries that might be a good fit for her work. I introduced her to the second artist, who had a working relationship with a local gallery.

 

They admired each other's work, and made an agreement. The visiting artist was introduced to the gallery owner, who agreed to review her portfolio. She in turn agreed to recommend the local artist to a gallery in her own town.

 

art

 

This is networking. Artist recommendation is one of the top ways that galleries find artists and my dinner companions used it to create a win/win situation. Their actions gave both of them coveted introductions that could further their careers and their art sales.

 

You might think of other artists as primarily competition, but I'd encourage you to consider how your art community is actually a perfect place to start your own network. Artists need each other. No art festival could exist without artists exhibiting together to draw a crowd. And it's been found that artists who start businesses in isolation are far more likely to fail than artists who surround themselves with a supportive community.

 

How can you work with other artists for common benefit?

 

1. Attend (or start) a salon, guild meeting or other group to share helpful discussion, resources, opportunities, advice, and mentorship.

 

 

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The Refund Policy Showdown

posted December 11, 2014

The Refund Policy Showdown

Carrie Groves for The Crafts Report
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Promoting events Refund policies. The very words are enough to instigate eye-rolling, heavy sighing and, occasionally, verbal boxing matches. In one corner stands the artist. He's over-applied to shows, and has laid out a huge amount of "due-on-application" money. Once he gets his acceptances back, he's going to lose hundreds of dollars in non-refundable booth fees for some of the shows he won't be able to do. But, without over-applying, he won't have enough shows. He wants his money back when he has to turn down acceptances in some of the fairs.

 

In the other corner stands the promoter. He's invested time and money finding the show location, printing his applications and mailing them, assembling the jury, and sending out acceptances. Once an artist fills a booth space, the promoter doesn't want that spot to be empty. And, he wants his time and labor costs covered.

 

Can there ever be a winner in this sparring match? Or can we at least come to some sort of acceptable compromise?

 

We posed this issue on the online forum for the National Association of Independent Artists (NAIA), an artist-run organization that focuses on issues regarding art and craft shows, asking artists and promoters to comment. Artists voiced various opinions, but everyone agreed that some sort of refund was appropriate and right. Only two show promoters responded, and both were committed to being "artist-friendly." No one came forth to justify -- or explain -- the practice of non-refundable booth fees.

 

In fact, a number of show promoters have made a concerted effort to honor their half of the monetary equation. For example, Carla Fox, a Portland, Ore., metalsmith, is the director of the 32-year-old show of the Lake Oswego Arts and Crafts Guild, and a management partner in two other shows; she says, "Never have any of these three shows asked for booth fees up front. It would be a bookkeeping nightmare to hold and sort, and return fees. There are always good and valid reasons for artists to not do a show after they've been accepted. If we can fill the spot, we always try to give the artist a reasonable refund of his booth fee."

 

 

Read more here!

 

Food Carts, Food Trucks, and Food Concessions Serve Different Markets

posted December 11, 2014

Food Carts, Food Trucks, and Food Concessions Serve Different Markets

Barb Fitzgerald Facebook Twitter More...

 

 

Not long ago food trucks were called "roach coaches" and served quick snacks to industrial site workers. Now, food trucks and food carts seem to be on every street corner and discussed on every form of media. In fact, just today I was listening to Here and Now on NPR, while the host, Robin Young was discussing mobile food trucks with Richard Myrick, editor of Mobile-Cuisine Magazine.

 

Myrick pointed out that many carts and trucks are opened by chefs and culinary entrepreneurs because they are less expensive to start and run than a traditional restaurant. It seems, as a result, many mobile food businesses are becoming known for the unique quality of the dishes they serve. This makes me wonder about the difference between street food, served from food carts and trucks, and so called, fair food, served from food concessions.

 

Whereas, many street food vendors are making a name for their selves based on the quality of their menus, concessionaires at festivals and fairs are known more for serving outrageous junk food. In fact, last summer, food booths selling deep fried sticks of butter and deep fried Twinkies were winning awards for the best food at many state fairs. Can you imagine street food carts having the same success with such a menu? At first glance, it sounds like only street food vendors serve good food because that is where all the good cooks are. But, that"s not it.

 

Food sold on the street is different from food sold at fairs because the market is different. Like restaurants, street food businesses are generally open full-time, and depend on a steady clientele of repeat customers for their success. Food concession businesses, on the other hand, are open part-time in a variety of markets, and therefore, must serve hundreds or thousands of customers within a very short window of time. Food sold from a concession business must also have a higher profit margin to offset high operating costs.

 

Read more here!

FestivalNet - Thanksgiving Greeting

posted November 26, 2014
Festival Network Online Holiday Wish - 2010
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Dear FestivalNet Members, Festival Promoters & Advertisers,
This Thanksgiving, we're thankful for you! From all of us at FestivalNet to all of you, we wish you a wonderful, warm, and happy holiday!  Thank you for being friends of FestivalNet. 

Best wishes for a wonderful Thanksgiving!

Sincerely,


Kurt, Connie, Shawn, Judith, Julie, Sara, Jackie, Richard, Paul, Lola, Cada, and Omar
http://festivalnet.com


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When Food Carts Close for Winter

posted November 13, 2014   category » Festival Food Vendors

 

Recently, as I drove through Portland Oregon, I passed several food carts that were closed for winter. It got me wondering what the operators of these carts do for income while they wait for better weather to re-open in the spring. It also makes me wonder why these people chose to open a food cart rather than sell seasonally at special events with a food concession. I assume the need for a full-time income is the main reason. But, if a food cart is forced to close for lack of sales, what is the advantage of having a food cart? Do they prefer to sell from a stationary location, regardless, rather than set-up at temporary events? Or, are there other reasons?

I suspect that many food cart operators want a full-time income but didn't know in advance of opening how well they would do month-by-month. It is no small thing to design a food cart and menu, become licensed, and commit to a location. And, it is not until the cart has been open through the seasons that they learn if their location and menu will produce a steady income. At that point, if their location doesn't sustain adequate sales, it is difficult and expensive to move a food cart to a better location.

Food carts depend on foot traffic for business. When the weather is cold and wet too many customers remain indoors or rush past clutching their umbrellas. Depending on their location, some food carts can provide their customers a warm, dry place to eat with an awning, propane heater and picnic tables set in front of their cart. Other carts are restricted from doing this.

 

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Art is a Verb, Not a Noun

posted November 12, 2014

Art is a Verb, Not a Noun

Sylvia White Facebook Twitter More...

 

 

“Art is not what you see, but, what you make others see,” Edgar Degas

 

art

 

Most people don’t realize how much courage it takes for an artist to show their work to people. Courage, as defined by Mark Twain, is not the lack of fear, but rather being able to move forward in spite of it. In my previous article, If You Are Addicted, I introduce the notion that there is a difference between making art and making a painting (sculpture, photography, or whatever your medium is). Expression of your unique form of creativity is an addiction that very few artists have any choice about. It’s the need that drives you, identifies who you are as a person to yourself as well as others and keeps you centered. But, creating ART, takes more than just making the object. After years of talking to artists too timid or too scared to show their work, I’ve heard just about every excuse in the book… fear of rejection, lack of time, not interested in exposure, not ready, the list goes on and on. But for some, there comes a point at which they can no longer ignore the need for their artwork to be seen. It’s as if the artwork itself is demanding exposure. It is here, that the distinction between an object that sits on the wall begins the transition into becoming art.

 

As I define it, art is the activity that occurs in the space that exists between my eyeballs and that object you have created. It is the interaction between the collective experiences in my brain, as I process the way you have chosen to express the collective experiences in your brain. It is only when this exchange takes place, that your work becomes art. It is when you share your creation with the outside world that you truly become an artist. Sadly, for many artists, this is an experience they will never have. My goal, therefore, is to help prepare you to take the leap from being an object maker, to being an artist. By understanding the responsibility you have to get your work seen, you can begin to take the important first steps in becoming an artist.

 

 

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Buying & Booking Talent

posted November 12, 2014

Buying & Booking Talent

Tracy Childers, Ford Entertainment
Facebook Twitter

Promoting events Let's take it from the top.

The decision of what the right show is becomes a battle in itself. Committees, fair & festival boards, corporate meeting planners, and marketing departments generally end up with this task. Of course, everyone is an expert in telling others what they think is best and what they like, as it should be. After all, they do know what they like and they should know what is best if given the responsibility of finding talent. The idea of knowing exactly what the right show is, staying in budget, securing the right production, filling the contract and rider requirements, promotion, ticketing, building rental, insurance, etc., is a breeze. After all, 80 to 90% of these folks do this once a year or even less. To think that an event would have to pay someone, or there is money on top of what the artist gets, is a tough thing to take in today's performance fees.

Before we get any further down the road let me use the term "middle agent." Who in the world is this guy or girl and why do I need this person? First of all, I don't know that you do. The choice is certainly up to the decision maker. Those of us who have had to make a living out here seek to serve and I hope honestly represent the best interest of the decision maker, as we affectionately refer to as buyer. After all it's your money we are striving to get the best value for. Here are some caught thoughts for your consideration, and some things I have learned in my tenure as buying talent and servicing shows on behalf several different events. If you are comfortable with what show to buy and where to get it and confident of the cost... go for it. If not, consult a talent buyer, yes, middle agent; after all, it's what we do. We are plugged into the necessary sources and can get there very quick with the pertinent information.

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Should You Quit Your Day Job?

posted October 8, 2014

Should You Quit Your Day Job?

Carolyn Edlund of Artsy Shark Facebook Twitter More...

 

 

 

 

Several people lately have asked my opinion of simply quitting their day jobs and going solo as an artist. I'm self-employed myself, and owned a studio for over twenty years, so I'm a big fan of the independence and satisfaction of being a business owner. But it's not for everyone.

 

It partly depends on your personality. Does facing a challenge, like coming up with next month's rent through sales of your work, energize and motivate you? Or does it throw you into sudden panic and possibly an anxiety attack? Only you can tell what your comfort level is here. But, you can overcome some of the stress by putting a plan into place that works on multiple levels to bring in the income you will need when you quit that day job.

 

 

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Event Location & Physical Facilities

posted October 8, 2014

Event Location & Physical Facilities

Larry Ward
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Lumped together in this chapter are many other matters that must be attended to make your festival a success. A few words about the site: it must be large enough to accommodate the crowd, but not so big that there are vast distances between the various areas of activity. City parks are commonly used as are county fairgrounds. Some groups have even had success with downtown areas, particularly around squares.

 

Location is another consideration when it comes to site selection. Not only should events take place fairly near their prospective attendees, these events need to be easy to get to. Areas along the route with potential bottlenecks - narrow roads, one-lane bridges, and the like - should be avoided. Likewise, property subject to fl ooding is not the best choice for an event. And, of course, there's no getting around the fact that event-goers arrive in vehicles, which somehow must be parked. If 10,000 people show up and they average three to a car, then a little over 3,000 vehicles must be parked. It's no wonder the sole responsibility of some event workers is arranging for parking. Among other things, their plans should include handicapper spaces.

 

Promoting events

 

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How To Find Events For New Food Concession Operators

posted October 7, 2014

How To Find Events For New Food Concession Operators

Robert Berman of mobilecateringbusiness.com Facebook Twitter More...

 

 

One of the most difficult challenges that new food concession operators face is how to find venues such as fairs, festivals, and other events and then how to convince the management of those venues that it is their best interests to have them attend.

 

Fairs and festivals are always looking for new and somewhat unique items to have at their venue, after all they want increased attendance and fairs and festivals that are always the same have a tendency to see attendance slowly drop from one year to next.

 

If you, as a new food concession operator, are providing nothing more than a "me too" menu with nothing new, exciting or out of the ordinary you will definitely have an uphill challenge to obtain space. New and exciting does not have to mean some exotic food, although a new or unusual food concept is usually a fair management grabber, it can mean a well or uniquely decorated trailer, or unusual outfits for the staff. Always be careful if you are trying to promote anything that is audio oriented, theme music can be a negative as far as some fair managers are concerned.

 

I always suggest that food concessionaires produce a small but meaningful electronic brochure, showing what their food concession trailer looks like, inside and out, outlining the menu and prices, and how many customers can be served per hour. This gives the fair management a feeling that you are professional and that you take the food concession business seriously. A food concession operator must always remember that the quality of the food concessions are always viewed, by the attendees, as a major part of the total fair experience. Bad or poor food quality or poor health standards and the attendees will say that the fair was bad or poor. Highlight your commitment to cleanliness and quality and as time progresses add the fairs, festivals and any other events that you have attended as references.

 

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How to Leverage Facebook and Your Event Marketing

posted September 12, 2014

How to Leverage Facebook and Your Event Marketing

by Eugene "Az" Loj
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If you're using Facebook to market your event there are a few important things to understand. First off - like any marketing or advertising medium, Facebook has both positives and negatives. Disclaimer: I'm NOT on the crazy train that thinks Facebook can instantly fix every event marketing challenge. But, I do firmly believe Facebook is here to stay. Thus, event organizers should understand how to use it to their advantage.

 

Facebook versus Google

 

These days there seems to be a ton of press attention on the Google versus Facebook War for World Internet Domination. What you need to understand is how the two services differ from one another...

 

Read more here!

 

A Successful Food Concession Business Starts with "Soul Searching"

posted September 11, 2014

A Successful Food Concession Business Starts with "Soul Searching"

Barb Fitzgerald Facebook Twitter More...

 

 

Many people in the mobile food concession business consider November through March the off-season. During the cold and wet winter months a food concession operator, whose income is earned by operating at outdoor events such as fairs and festivals, might put his or her food booth in mothballs and take a much-needed break from the business. For several months these lucky concessionaires take time off and enjoy the pursuit of other activities. Not until early spring do they start looking forward with enthusiasm to prepare their equipment and schedule events for the upcoming food concession season.

 

This enviable work schedule doesn't occur by accident. When considering a food concession startup, new vendors need to look at the large picture. They need to plan for how they want their business to influence their lifestyle, as well as how much money they want to make.

 

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Ideas and Inspiration

posted September 10, 2014

Ideas and Inspiration

Claire Lincoln for Make It University

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Finding Inspiration in Old Craft Books

Inspiration is all around us. It is easy to believe that when everything we see and everyone we meet seems to trigger some new and exciting creative idea, so that, as dedicated crafters, we can scarcely wait to hurry back to our homes, studios or workshops to make a start on our latest project. However, sometimes the ideas just don't seem to flow quite so easily. Or perhaps they just feel a little too much like the ideas that everyone else seems to have and you wish you could come up with something new and different. There could be any number of reasons behind a lack of inspiration. Perhaps we are feeling stressed or there is some problem troubling us. In such cases, even simple things like a few yoga stretches or coffee with a good friend could be enough to help life start to appear less overwhelming and may even help us to tap into our well of inspiration once again. Sometimes, however, that well of inspiration just seems to be dry for no obvious reason. It could simply be that we have not exposed ourselves to enough new and exciting ideas for a while. New ideas do not have to be truly new, of course-sometimes the most exciting ideas are really quite old but have been given a new twist to bring them up to date. One of the wonderful things about crafting is that there is a wealth of ideas tucked away in old craft books and magazines-just waiting to be discovered and given a fresh lease of life!

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3 Reasons Why You Should Obtain Liability Insurance

posted August 13, 2014   category » Artist Resources

 

Community events such as art shows, craft fairs, and others offer opportunities for professional artisans to promote their business. As insurance experts who work with artists and crafters, we understand how important these events are, but we can also foresee the problems an artist or crafter might run into if they do not have appropriate liability insurance.

 

What is liability insurance? Liability insurance provides protection to the the policyholder in the event that they are determined responsible for damages caused by some form of negligence on their part. These liabilities can include damage to a third-party's property or to a third-party's person. Even the most careful and responsible vendors risk being held liable for an accident involving their business.

 

Here are three reasons why artists and crafters should have liability insurance before heading to their next event:

 

1. Liability insurance is a requirement for most arts and crafts shows.

 

Whether it's because of local law regulations or a precaution the event managers are taking, if an event lists liability insurance as a requirement, then vendors will be required to get coverage before setting up a booth at the event.

 

Another important thing to know is that events may also (and often do) require an insurance policy that covers not just the vendor and their business, but also the event's name and location. This kind of requirement is what's called listing the event as an additional insured. Having an additional insured on a policy simply means that the policy extends to the listed person or organization, to which they are protected from lawsuits caused by the policyholder's actions.

 

 

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